Flood damage can be devastating for any family, and most flood losses are not covered by your standard home insurance policy. Your standard flood insurance policy would apply to homes, condos, businesses and rentals that are in flood zone areas. Typically, your flood insurance rate is determined by the flood zone risk and details found on the Flood Elevation Certificate for the building.
We have multiple Flood Insurance options including:
- FEMA/NFIP Policies (Flood Elevation Certificate required)
- Private Flood Policies
- Optional Excess Flood Coverage
Building coverage is designed to protect the structure of your home or business and cover appliances and other property items that are considered part of your property including air conditioners, dishwashers and cabinets. You will also want to consider coverage for your personal property as well, such as furniture and clothing.
Policies have different options and/or requirements, so please contact us with any questions about a quote or your current policy.