Here are some examples of why renters insurance in New Jersey is important:
Loss due to fire or burglary – this is not covered by your landlord but is covered under a renters policy.
Fire loss – if you have a fire and have moving or living expenses, a renter policy can cover these expenses up to a certain limit.
Injury – if there’s any injury, like a dog bite, you may need renters insurance to cover yourself if there is a claim.
Having the proper renters insurance will help protect your home or apartment in the event of a loss. Since it is so inexpensive, it’s always a good idea to have protection for your property since your landlord’s insurance doesn’t cover possessions.
Like homeowners insurance, renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member or your pet and pays legal defense costs if you are taken to court.
We provide renters insurance in Southern New Jersey and surrounding cities.